How Much Money Do You Need In Your Emergency Fund?

Savings in jar
Savings in jar

One of the most basic and important fundamentals of every solid financial plan is to have an emergency fund.  Your emergency fund is protection against life’s unexpected events, whether it be a job loss, illness, major home repair, or any other event that strains cash resources.  Your emergency fund should consist of completely liquid assets, cash, or cash equivalents.  You’ll want to keep these funds in a place where you have immediate access to it. Continue reading How Much Money Do You Need In Your Emergency Fund?

Yoga: The Most Effective Scoliosis Exercise

imagesScoliosis is a condition in which a person has side-to-side spinal curves in addition to the normal curves through which the lower portion of the human back curves inwards. The most effective remedy for such a condition is Scoliosis exercises. Although many exercises help in reducing the Scoliosis-related problems, yoga is considered the best Scoliosis exercise. Yoga postures are helpful since they enable us to stretch our body. Continue reading Yoga: The Most Effective Scoliosis Exercise

What’s the Difference Between Full-Service and Discount Stock Brokers?

522359923When you’re choosing a broker for your investments, you’ll need to decide whether to get a full-service broker or adiscount broker. Therefore, it’s important to know the difference between the two types. Continue reading What’s the Difference Between Full-Service and Discount Stock Brokers?

Your 7-Step Guide to Making a Personal Budget

images (3)A personal or household budget is an itemized summary of expected income and expenses for a defined period of time, most frequently one month. While the word budget has negatively become synonymous with restricted spending just asdiet has become synonymous with restricted eating, a budget should really mean more efficient spending. A budget will show you how much money you expect to bring in against all of your expenditures from the required expenses like house payments and rent to discretionary spending like entertainment. Continue reading Your 7-Step Guide to Making a Personal Budget

Are Allergy Shots Effective?

images (1)Itchy, watery eyes, runny nose and sneezing are all common symptoms which a vast majority of us experience as allergy symptoms at specific times throughout the year. Many individuals do everything in their power to avoid allergies including changing their diets, staying indoors or taking vitamin supplements. These may contribute to fighting allergies, but there is another effective way to do so. Immunotherapy or allergy shots are gaining popularity. Getting an allergy shot can be scary for some people, so we thought it would be best to fully explain allergy shots and address some common concerns. Continue reading Are Allergy Shots Effective?