You’ve just graduated from college and you’re beginning your first job. You find yourself suddenly faced with a massive variety of financial decisions that you may have never needed to make before. Continue reading The Guide to Kickstarting Your Financial Life
If you are ready to take the important plunge into investing your money, it’s important to remember that there is not a “one size fits all approach.” You will want to take some time to ask yourself a few very important questions before deciding on an approach that will work best for you and your investing goals. For example, are you a risk taker or are you risk averse? Are you looking for long term growth or immediate gains? Continue reading 8 Investing Styles: Which One Is Right For You?
A personal or household budget is an itemized list of expected income and expenses that helps you to plan for how your money will be spent or saved as well as track your actual spending habits. Though the word budget has taken on a more negative connotation over the years invoking an image of pinching pennies or limited spending, a budget is really just a tool – and a great tool at that – to gain better and more accurate insight into your spending habits. Continue reading The Basic Monthly Budget Worksheet Everyone Should Have
Do you worry about money? Are you concerned with how to get more, save more, spend less and wonder if you’ll have enough when you get older? If so, you are not alone. The vast majority of people have money concerns, but ignoring these concerns won’t make them go away, it will just cause bigger issues down the road. Instead of running away from managing your finances, start to run towards managing your finances. Continue reading 6 Money Hacks That Will Change Your Relationship With Your Money
Do you have a savings account, yet find it difficult to find money to deposit into it? This isn’t an uncommon problem and most people find it hard to save. Generally when you receive income it is either directly deposited into your checking account or you go to the bank to make a deposit. Typically these funds head straight to the checking account so they are available to pay the seemingly endless stream of bills. Continue reading How to Create an Automatic Savings Plan
If you’re looking to make some extra room in your budget, then saving money is likely a priority that’s high on your list.
However, if saving doesn’t come naturally to you, it may be difficult to cut your spending in certain areas. Continue reading Save Money on Any Purchase With These 5 Tips