The Basic Monthly Budget Worksheet Everyone Should Have

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A personal or household budget is an itemized list of expected income and expenses that helps you to plan for how your money will be spent or saved as well as track your actual spending habits. Though the word budget has taken on a more negative connotation over the years invoking an image of pinching pennies or limited spending, a budget is really just a tool – and a great tool at that – to gain better and more accurate insight into your spending habits. Continue reading The Basic Monthly Budget Worksheet Everyone Should Have

6 Money Hacks That Will Change Your Relationship With Your Money

Cheerful couple working out home finances

Do you worry about money?  Are you concerned with how to get more, save more, spend less and wonder if you’ll have enough when you get older?  If so, you are not alone.  The vast majority of people have money concerns, but ignoring these concerns won’t make them go away, it will just cause bigger issues down the road.  Instead of running away from managing your finances, start to run towards managing your finances. Continue reading 6 Money Hacks That Will Change Your Relationship With Your Money

How to Create an Automatic Savings Plan

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Do you have a savings account, yet find it difficult to find money to deposit into it? This isn’t an uncommon problem and most people find it hard to save. Generally when you receive income it is either directly deposited into your checking account or you go to the bank to make a deposit. Typically these funds head straight to the checking account so they are available to pay the seemingly endless stream of bills. Continue reading How to Create an Automatic Savings Plan

Is it Safe to Get a Loan Online?

The internet makes everything easier. You might consider yourself tech-savvy, and comfortable with accomplishing things online – from ordering a pizza to paying your bills. But the stakes are higher when you apply for a loan online: you need to provide sensitive information to somebody you might not know, and you’re probably talking about a relatively large amount of money. Continue reading Is it Safe to Get a Loan Online?