Browse Category: Budget and Finance

The Basic Monthly Budget Worksheet Everyone Should Have

Financial charts and graphs

A personal or household budget is an itemized list of expected income and expenses that helps you to plan for how your money will be spent or saved as well as track your actual spending habits. Though the word budget has taken on a more negative connotation over the years invoking an image of pinching pennies or limited spending, a budget is really just a tool – and a great tool at that – to gain better and more accurate insight into your spending habits. Continue Reading

How to Pave the Way to an Early Retirement

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If retiring early sounds like a dream reserved for millionaires, let me assure you that it doesn’t need to be.  In fact, there are many people out there working toward retiring early, some as early as age 50.  There is not one special secret to retiring earlyor finding some great investment to sink your money into; retiring early requires a combination of financial discipline, a strong strategy, and aligning your resources. Continue Reading

6 Money Hacks That Will Change Your Relationship With Your Money

Cheerful couple working out home finances

Do you worry about money?  Are you concerned with how to get more, save more, spend less and wonder if you’ll have enough when you get older?  If so, you are not alone.  The vast majority of people have money concerns, but ignoring these concerns won’t make them go away, it will just cause bigger issues down the road.  Instead of running away from managing your finances, start to run towards managing your finances. Continue Reading

How to Create an Automatic Savings Plan

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Do you have a savings account, yet find it difficult to find money to deposit into it? This isn’t an uncommon problem and most people find it hard to save. Generally when you receive income it is either directly deposited into your checking account or you go to the bank to make a deposit. Typically these funds head straight to the checking account so they are available to pay the seemingly endless stream of bills. Continue Reading

Winning Cooperation from Children for Household Chores


Chores. Growing up, you probably hated them. But as an adult, chores are important for raising self-sufficient, capable young people. You may think that it’s too hard to enforce chores for children at every age, but in fact, there are simple ones for toddlers and challenging ones that will keep even the most jaded teenagers engaged. There areage-appropriate chores for children of every age. Continue Reading