Living without a budget is similar to traveling across the country without a roadmap. While both can be accomplished, the result is usually expensive and wasteful. The household budget lists every anticipated expense in major categories that can be directly tied to actual expenditures. Many people view the use of a budget as restraining and

Looking for a summer job? Why not start your own business instead of working for someone else? Besides accomplishing the main objective of making money over the summer, when you start your own business you’ll have the satisfaction of being your own boss and of creating something yourself. Another great advantage of starting your own

Drip. Drip. Drip. That sound coming from your bathroom isn’t just annoying – it’s also costing you a fortune. A leaky faucet can waste as much as 7,000 gallons of water a year, according to the Water Systems Council, needlessly running up your water bill.

Have you been shocked by your grocery shopping bills recently? You’re not alone. Across the board, we generally see an annual inflation rate of about 3%. This may not seem like much, but there are times when items such as food and groceries increase at a much faster rate. Most families find that when creating

If you are struggling to stay within your budget or are spending more money than you should, it might be a good idea to go back to using cash for daily purchases. It is no surprise that most of us are beginning to move away from cash for everyday spending. The convenience of debit and