Browse Month: March 2017

Aromatherapy Candles – The Brighter Side Of Candles

imagesCandles are commonly used for lightening a dark room when your home’s power is gone or more often in a candle light dinner. But, the usage of candles is not confined to this only. Introduction of aromatherapy candles have added a new perspective to the usage of candles, candles now serve as a basis to achieve health, vitality and rejuvenating of the body as well as mind and spirit. Continue Reading

Examine the Roots of Overspending

download (1)To build wealth and reach financial independence, you simply need to spend less than you earn. It is an easy concept to understand, but why is it so difficult? To answer this question, you need to examine the roots of overspending. When you know what factors drive your spending, you can fight back and save money so that you can spend less than you earn. Continue Reading

Are Allergy Shots Effective?

images (1)Itchy, watery eyes, runny nose and sneezing are all common symptoms which a vast majority of us experience as allergy symptoms at specific times throughout the year. Many individuals do everything in their power to avoid allergies including changing their diets, staying indoors or taking vitamin supplements. These may contribute to fighting allergies, but there is another effective way to do so. Immunotherapy or allergy shots are gaining popularity. Getting an allergy shot can be scary for some people, so we thought it would be best to fully explain allergy shots and address some common concerns. Continue Reading

Save Money on Groceries – Grocery Shopping Tips

downloadHave you been shocked by your grocery shopping bills recently? You’re not alone. Across the board, we generally see an annual inflation rate of about 3%. This may not seem like much, but there are times when items such as food and groceries increase at a much faster rate. Most families find that when creating a budget, more effort is being made to save money on gas and groceries. Here are some tips that can help you keep your grocery budget under control. Continue Reading

The Potential Hazards of Taking Birth Control Pills

download (2)When considering options to prevent pregnancy without sacrificing intercourse by abstaining, both men and women have a multitude of options. For men, the most commonly mentioned way to prevent conception would be the condom. While not always an accepted method of contraception in various territories (usually because of ridiculous cultural norms or even more ridiculous religions ones), it is among the most widely used in the world. For women, the most commonly used method would likely be birth control pills, which usually encounter the same religion-fueled objections that condoms do, but are less likely to earn a culture-inspired dislike. However, medically speaking, there might be some problems for women who regularly use birth control pills. Continue Reading

How Much Money Do You Need In Your Emergency Fund?

Savings in jar
Savings in jar

One of the most basic and important fundamentals of every solid financial plan is to have an emergency fund.  Your emergency fund is protection against life’s unexpected events, whether it be a job loss, illness, major home repair, or any other event that strains cash resources.  Your emergency fund should consist of completely liquid assets, cash, or cash equivalents.  You’ll want to keep these funds in a place where you have immediate access to it. Continue Reading