The Benefit Of Yoga

Yoga InfographYoga, and the benefit of yoga, is generically defined as a Hindu discipline that helps unite the body and mind. Aimed at achieving a state of perfect spiritual insight and tranquility, it is practiced in the West most commonly as physical exercise practiced as part of the discipline. Continue reading →

How to Save for a Down Payment on a House

certificate-of-deposit2A traditional mortgage generally requires the buyer to place a down payment of at least 20% of the purchase price, but with recent changes, lenders have made it possible to purchase a home with as little as zero down (though these sort of options are becoming fewer and far between). In order to receive the best possible interest rates and to avoid private mortgage insurance, it is still a wise decision to have a significant down payment. But how can you get started on saving tens of thousands of dollars for this purchase? Here’s your mortgage down payment how to. Continue reading →